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We find that most of our clients choose to enroll in a Medicare Supplement plan (often referred to as a Medigap). Medicare participates in most of our medical needs. Medicare Supplements are private health insurance that help reduce or eliminate money paid for out of pocket costs due to care received. Popular Medicare Supplements include Plan G and Plan F. Usually the best time to enroll in a Medicare Supplement policy is up to 6 months before or during your open enrollment period. This period lasts for 6 months and begins on the first day in which you are both 65 years or older and enrolled in Medicare Part B. After your open enrollment period, Medicare Supplements do not have any monthly restrictions as to when you may apply or change plans. Some Medicare Supplements may offer access into many health clubs. We will advise you and determine which plan will best suit your needs.